Financial Portfolio Designer
Do a quick health check of your financials using our portfolio allocation tool
Income Tax
| Parameter | PPF | NSC | ELSS |
|---|---|---|---|
| Tenure | 15 years | 6 years | 3 years |
| Returns | (Compounded Annually) 8.80% | (Compounded half-yearly) 8.60 to 8.9% | Not assured dividends/ returns |
| Minimum investments | Rs.500 | Rs.100 | Rs.500 |
| Maximum investments | Rs.100,000 | No limit* | No limit* |
| Amount eligible for deduction under Section 80C\ | Rs.100,000 | Rs 1,00,000 | Rs 1,00,000 |
| Taxation for interest | Tax free | Taxable | Dividends and capital gain tax free |
| Risk Profile | Conservative | Conservative | Moderate |
| Instrument | Lock In Period |
|---|---|
| ELSS | 3 Years |
| Bank Fixed Deposit | 5 Years |
| PO Time Deposit | 5 Years |
| NSC | 6 Years |
| PPF | 15 Years (Partial Withdrawal) |
