Debt Fund

Debt Funds in this asset class primarily invests in fixed income securities such as bonds, corporate debentures, government securities (gilts), money market instruments, etc. , and will suit investors who want regular and steady income assuming low to moderate levels of risk

A debt fund is for those investors who seek to deploy part of their funds in fixed income products as a conscious investment option. It enables you to earn a total return made up of both interest income, and changes in the value of capital; a facility that comes only with debt funds that do not restrict themselves to generating merely interest income. As market interest rates change, the value of your portfolio also changes, creating a total return portfolio in debt securities.

Key Benefits

• It enables efficient and fruitful deployment of idle cash.
• The fund ensures a high level of liquidity and flexibility to access cash invested at a days notice.
• It offers a low risk option to invest in mutual funds.
• A portfolio which strategically deploys funds in the debt markets as part of an overall asset allocation to fixed income securities.
• Facilitates participation in markets that are large and institution-dominated.
• Provides the potential to earn total return from both interest and capital gains.

This product is suitable for investors who are seeking* :

• Long term wealth creation solution.
• A Debt Fund that invests in debt and money market instruments of various maturities with a view to maximise income while maintaining optimum balance of yield, safety and liquidity.