Mutual Fund

We offers a wide range of mutual funds schemes from top AMCs across different asset classes :

Equity, Debt and Gold.
We continuously aim to provide investors with financial solutions to aid them in achieving their life objectives. We have constantly been on the forefront of innovation and have introduced strategies aligned to meet customer needs leading to a well-diversified portfolio with superior risk adjusted returns.

What is a Mutual Fund?

A mutual fund is not an alternative investment option to stocks and bonds, rather it pools the money of several investors and invests this in stocks, bonds, money market instruments and other types of securities.

The owner of a mutual fund unit gets a proportional share of the fund’s gains, losses, income and expenses.

Advantages of mutual funds:

Portfolio Diversification:

Mutual Funds invest in a well-diversified portfolio of securities which enables investor to hold a diversified portfolio, irrespective of whether the amount of investment is large or small.

Invest in small amount:

Regular investing is a very good way to build up an investment portfolio through SIP and this can be done with amount as less as 1000 per month

Professional Management:

Fund Managers are qualified professionals with expertise in managing investments that ensures higher returns to individual investors.

Less Risk:

Investors acquire a diversified portfolio of securities even with small investments in a Mutual Fund. The risk in a diversified portfolio is much lesser than investing in merely 2 or 3 securities.


Funds provide investors with updated information pertaining to the markets and the schemes. All material facts are disclosed to investors as required by the regulatory authority.


Investors can switch their holdings from a debt scheme to an equity scheme and vice-versa. Option of systematic investment and withdrawal is also offered to the investors in most open-ended schemes.

Types of Mutual Funds:

A mutual fund scheme can be classified based upon the investment objective The fund’s objective is mentioned in the fund's prospectus, which is the legal document that contains information about the fund, its history, its fund managers and its performance Such schemes may be open-ended or close-ended schemes . Such schemes may be classified mainly as follows:

Some popular investment objectives of a mutual fund are -

Fund Objective Mutal Fund invest in
Equity (Growth) In stocks
Debt (Income) In fixed-income securities, Govt. Bonds & Debentures
Money Market In short-term money market instruments (including government securities)
Balanced In multiple asset class (stocks, debt & gold), in order to maintain a 'balance' in returns and risk
Gold In gold

Schemes categorization on Maturity Period:

A mutual fund scheme can be classified into open-ended scheme or close-ended scheme depending on its maturity period.

Open-ended Fund/ Scheme

An open-ended fund or scheme is one that is available for subscription and repurchase on a continuous basis. These schemes do not have a fixed maturity period. Investors can conveniently buy and sell units at Net Asset Value (NAV) related prices which are declared on a daily basis. The key feature of open-end schemes is liquidity.

Close-ended Fund/ Scheme

A close-ended fund or scheme has a stipulated maturity period e.g. 5-7 years. The fund is open for subscription only during a specified period at the time of launch of the scheme. Investors can invest in the scheme at the time of the initial public issue and thereafter they can buy or sell the units of the scheme on the stock exchanges where the units are listed. In order to provide an exit route to the investors, some close-ended funds give an option of selling back the units to the mutual fund through periodic repurchase at NAV related prices. SEBI Regulations stipulate that at least one of the two exit routes is provided to the investor i.e. either repurchase facility or through listing on stock exchanges. These mutual funds schemes disclose NAV generally on weekly basis.


Thesse are also know as Equity Linked Savings Scheme Funds(ELSS) There are various opportunities that individuals can avail, to save tax u/s 80C of Income tax Act like Public Provident Fund, National Savings Certificate.

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Equity Fund

Equity Fund is a mutual fund that invests principally in stocks. Stock mutual funds are principally categorized according to company size, the investment style of the holdings in the portfolio and geography: Size is determined by a company’s market capitalization, while the investment style, reflected in the fund’s stock holdings, is also used to categorize equity mutual funds.

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Debt Fund

Debt Funds in this asset class primarily invests in fixed income securities such as bonds, corporate debentures, government securities (gilts), money market instruments, etc. , and will suit investors who want regular and steady income assuming low to moderate levels of risk

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Balanced Fund

Hybrid Schemes or balanced schemes bridge the gap between equity and debt schemes. This category is characterized by a portfolio that is made up of a mix of equity stocks and bonds and will suit investors looking for debt plus returns with higher levels of risk than fixed income schemes.Nowaday , many Mutual Funds have started offering solutions which invest in all asset classes namely : Equity ,Debt & Gold

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Gold Fund

World over, Gold is a subject of economic interest and is viewed as an avenue for investments. But in India, it has a deeper significance as it appeals to a number of emotions, from a form of adornment to a status symbol

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Systematic Investment Plan (SIP)

Systematic Investment Plan (SIP) is a smart financial planning tool that helps you to create wealth, by investing small sums of money every month, over a period of time. Investing at an early stage of life lets you enjoy the benefits of two powerful strategies, rupee cost averaging and the power of compounding.

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